It's been an eventful two months. Here's the bullet point version:
- I got fed up with the original mortgage banker and changed lenders.
- We scrapped the original floor plan.
- We got approved for a mortgage through the new bank...........
- .......which then upped their LTV ratios and qualifications for construction financing (the other area banks are following suit.)
- We came up with a new floor plan.
- Then tweaked it.
- Then found a way to get the house built without a construction loan.
We've approved the plans, and signed the contract. We'll apply for permits on Monday, and have preliminary plans to dig the hole first thing in the morning on Friday, 8/1 and pour footings the same afternoon.
Here we go!
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